PREMIER LENDER FOR REAL ESTATE INVESTORS
We focus on the needs of Texas & Florida real estate investors. We are also investors & know what it takes to get deals closed
Who Are We?
We are a team of real estate professionals with firsthand investing experience.
Our roots are deep in the Texas and Florida markets, and we specialize in helping investors access the right funding at the right time. From fix & flip projects to new construction, we provide real solutions — not just paperwork. Our mission is to streamline your path to profitability by offering diverse, flexible financing options.
How can we help you?
Fix & Flip Loans
Fast Funding for Fast Deals
Multi-Family Loans
Build Wealth with the Right Leverage
New Construction Loans
From Dirt to Done — We Fund Your Vision
FAQ’s
Unlike traditional conventional bank loans, a hard money loan is based on the value of the property being used as collateral, not just your financial position. While the rates are typically higher, hard money loans are attractive for real estate investors because they tend to close much faster, provide flexible terms and you can pay them off quickly to offset costs, allowing you to scale your business faster. Here are just a few additional benefits of hard money loans:
1-Access to quick capital and fast turn times
2-Flexible terms with various repayment schedules and loan durations
3-Up to 90% money financed based on the property value and your renovation budget
4-The more you work with the same lender, the more benefits you may receive such as reduced origination fee, rate, and more
EnoughEquity offers bridge and rental loans for purchases or refinances. A bridge loan is a short-term loan for real estate investors who prefer to finance the purchase and/or rehabilitation of their investment property rather than buying it fully in cash or taking a traditional bank loan. Real estate investors renovate these properties to either quickly sell back in the market or refinance into a rental loan.
A rental loan is for investment properties in which the real estate investor will buy and hold (and rent out to generate passive income), rather than fixing and flipping it quickly for a profit. These need to be turn-key, livable condition properties. Real estate investors use both bridge and rental loans for the BRRRR strategy to increase their portfolio and long-term cash flow.
EnoughEquity offers single asset bridge and rental property loans for 2-4plex, attached/detached-pud, manufactured homes, and single-family properties. We are rapidly growing and anticipate adding more property types and portfolios soon. At the moment, we do not lend on mixed-use, commercial, mobile homes, and rural properties (zoned as agricultural/rural property with 4+ acres).
We currently offer loans in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, ND, NH, NJ, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, VA, WA, WI, WV, and WY as well as Washington D.C. We are continuing to add states to our portfolio. Learn more about the States we lend in.
Yes. We lend to business entities in all states we offer loans.
The first step is to apply online. If approved, you will receive your personalized rate in just a few minutes! Begin by answering a few short questions about your experience and the investment property you wish to purchase/finance, and we’ll provide customized estimated terms for you to choose the best loan option for your needs. Please note that we do not offer pre-approvals, but will provide you with a pre-qualification summary once you submit your application.
EnoughEquity provides competitive terms, a fast technology-powered process, and dedicated industry support. With our data and innovative financing programs, we empower you to make informed decisions, close deals faster, and realize the full potential of your real estate investment strategies.
Appraisals vary on your financing needs. We do not require appraisals on bridge loans, but we do require them for rental loans.
We pride ourselves on transparency throughout the loan process and all fees are collected at closing. We do not require an application fee and the origination fee is based on the final loan amount.
What you are Waiting For?
Need help with Decision for Loan, we offer services that are just a call away.
